What to do to apply for a loan with FCI
Getting a loan with Financial Credit Institutions is already within your reach, which is a relief to face certain payments that may be overwhelming.
What does Financial Credit Institutions mean?
There are many people who live with the happiness of not knowing what the acronym Financial Credit Institutions stands for. However, for those who have been included in the records of this organization, access to credit is greatly complicated, so the loan with Financial Credit Institutions becomes an ideal alternative to solve certain economic problems.
The acronym Financial Credit Institutions, on the other hand, refers to the National Association of Financial Establishments of Consumer Credits. What we are most interested in retaining, regarding this organization, is that it carries out a register of defaulters. These listings, on the other hand, are checked by all traditional banks before making the decision regarding whether or not to grant a loan.
If you figure on this list, you can imagine the answer of the bankers: no. However, you must bear in mind that you can appear on this list for unconvincing reasons. For example, for a minimum delay in the payment of a domiciled fee or the non-payment of fees in which an electric company would have charged you an incorrect surcharge.
Therefore, the loan with Financial Credit Institutions has been devised with the intention of helping those who go through these unfair situations, since they are people worthy of access to credit.
The conditions to obtain a loan with FCI
If you have the need to get money, quickly and comfortably, to deal with urgent payments (a fine with interest for late payment, reform in the house service, etc.), you just have to meet the requirements, below, we tell you :
- Majority of age That is, you must be between 18 and 65 years old.
- Spanish residence, beyond having the nationality of our country.
- Ownership of an active current account, in which you will receive the money.
- Enough and regular income. Depending on the amount of the loan you request, they will take into account your pension, payroll, unemployment benefit …
- E-mail or telephone. A communication channel is required to receive notifications regarding the requested loan.
Your loan with FCI will arrive very quickly
If you meet the above requirements, you just have to enter the web, select the amount of money you want to borrow (between 300 and 800 euros) and the period in which you will return (can be up to a month and a half).
You will save undesirable and boring paperwork you wait in queues. This process can be done online, that is, from home and with the greatest ease.
You will have your loan with Financial Credit Institutions, finally, in about a quarter of an hour.